Understand loan risk before extending credit by using IQR Risk Scorecards.
Traditional static risk assessment open your business to just what you are trying to prevent – risk.
Implementing a continuous, insightful risk intelligence monitoring program minimizes risk exposure, creates efficiencies and just makes good business sense. Our solution helps you create a clear, comprehensive analysis that incorporates both internal and external sources of risk data.
While the average financial institutions may use more than 50 analytical models to support its underwriting, pricing and finance functions, IQR help you simplify while developing an approach that:.
- Creates an understanding of various external and internal factors that have an impact on the risk
- Develops efficient risk management processes
- Provides independent model validation: reviewing model methodologies, assumptions, data inputs, intermediate adjustments, expert judgment and outcomes
- Identifies program management capabilities and end to-end delivery
- Designs a complete process map using template or interview inputs
- Generates opportunities rather than just completing a regulatory obligation.
For more information on our services and solutions, please contact us.